for Honest


Protecting the American Dream in the Sunshine State


for Honest


Protecting the American Dream in the Sunshine State

Floridians For Honest Lending is a nonpartisan, not-for-profit 501(c)3 organization dedicated to protecting the American Dream in the Sunshine State.

Our mission is to reduce the number of Florida homeowners hurt by predatory lending practices which can lead to wrongful foreclosures. We work with homeowners going through wrongful foreclosure to help them advocate for change and amplify their stories to influential figures and the media. Floridians For Honest Lending advocates for Florida homeowners with an end goal of putting a stop to the predatory lending practices that tear families and communities apart.

Quick Links

Property Insurance Reforms

What is Force-Placed Insurance? And why is this part of the property insurance marketplace in need of reform?

Get Help

If you are a homeowner, renter, or landloard and need financial help, you may want to check out the federal government’s new website, from the Consumer Financial Protection Bureau. There are TONS of resources available here.

Tell Your Story

Floridians For Honest Lending works to collect and expose stories of abusive practices in the mortgage and property insurance industry so that the press and our elected leaders are aware that these practices are still happening. If you or your family have been a victim of a fraudulent foreclosure or abusive practice from the mortgage servicing industry or property insurance industry, help us tell your story.

Watch the Videos on Florida's Property Insurance Crisis

An educational video series

Floridians are facing skyrocketing property insurance rates because insurance companies are going bankrupt or are leaving the state. Watch the video series about how this crisis started and what the state can do to fix it and bring insurance rates down now.

Watch the Videos

Recent Updates

Our Priorities

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An Honest Deal

Every day, regular people take painstaking measures to fill out forms and documents honestly. It’s not just the right thing to do, but a basic need when dealing with others. Everyone understands lying on important forms like your tax return or loan application is illegal with potentially large penalties. Yet banks have consistently embraced fraudulent or maliciously sloppy practices like “robosigning” when dealing with mortgages, and scoffed at the penalties when they get caught. This needs to stop.
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Everyone understands that when you make a mistake the right thing is to apologize and make amends. Yet, in court when dealing with foreclosure matters, banks consistently hold that their mistakes are irrelevant. Untold numbers of Floridians have lost their homes even though they could prove beyond a doubt that the banks foreclosing on them had lied. It’s the result of a judicial system that gives banks the benefit of the doubt – but doesn’t extend the same to Floridians.

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There are many players within the lending system. Realtors, Mortgage Brokers, Banks, Mortgage Servicers, Lawyers, Title Lawyers, and Investors. All of this can lead to confusion and problems for consumers. Florida has the largest vulnerable population of elderly and foreign born residents in the country. Florida should be the leader in protecting consumers.

The fines against the nation’s largest banks for their role in inflating a mortgage bubble that helped cause the financial crisis

The average settlement payment to Florida foreclosure victims from the national settlement

The national number of homes lost in foreclosures between 2007 and 2016

The most recent (October 2020) Florida settlement against mortgage servicer Ocwen for unethical servicing

Are you a victim of predatory lending practices in the mortgage or property insurance industries?