Floridians
for Honest
Lending
Protecting the American Dream in the Sunshine State
Floridians
for Honest
Lending
Protecting the American Dream in the Sunshine State
Floridians For Honest Lending is a nonpartisan, not-for-profit 501(c)3 organization dedicated to protecting the American Dream in the Sunshine State.
Our mission is to reduce the number of Florida homeowners hurt by predatory lending practices which can lead to wrongful foreclosures. We work with homeowners going through wrongful foreclosure to help them advocate for change and amplify their stories to influential figures and the media. Floridians For Honest Lending advocates for Florida homeowners with an end goal of putting a stop to the predatory lending practices that tear families and communities apart.
Quick Links
Property Insurance Reforms
Get Help
If you are a homeowner, renter, or landloard and need financial help, you may want to check out the federal government’s new website, from the Consumer Financial Protection Bureau. There are TONS of resources available here.
Tell Your Story
Floridians For Honest Lending works to collect and expose stories of abusive practices in the mortgage and property insurance industry so that the press and our elected leaders are aware that these practices are still happening. If you or your family have been a victim of a fraudulent foreclosure or abusive practice from the mortgage servicing industry or property insurance industry, help us tell your story.
Watch the Videos on Florida's Property Insurance Crisis
An educational video seriesFloridians are facing skyrocketing property insurance rates because insurance companies are going bankrupt or are leaving the state. Watch the video series about how this crisis started and what the state can do to fix it and bring insurance rates down now.
Recent Updates
The 2008 Great Recession: A Devastating Blow to Florida’s Economy
As Floridians, we still feel the effects of the 2008 great recession, a financial crisis that hit our state hard. Foreclosures skyrocketed, families lost their homes, and our...
New Bill Takes a Stand Against Predatory Insurance Practices
SB 410 Aims to Protect Consumers from Losing Their HomesIn the aftermath of the 2008 housing crisis, many homeowners in Florida and across the nation found themselves facing a...
“Trapped” – A single mom’s home held hostage by bank for over 10 years
Cheri Melchione entered into a mortgage agreement with Bank of America in February 2008 just before the housing crisis hit, causing the largest recession in the twenty-first century. More than 10 years later, after battling abusive practices including dual tracking, and a foreclosure lawsuit which she won, Cheri just wants her nightmare to end.
Our Priorities
An Honest Deal
Accountability
Everyone understands that when you make a mistake the right thing is to apologize and make amends. Yet, in court when dealing with foreclosure matters, banks consistently hold that their mistakes are irrelevant. Untold numbers of Floridians have lost their homes even though they could prove beyond a doubt that the banks foreclosing on them had lied. It’s the result of a judicial system that gives banks the benefit of the doubt – but doesn’t extend the same to Floridians.
