The Property Insurance Crisis in Florida

An Educational Video Series

In this educational series, insurance reform expert Paul Handerhan, president of FAIR (Federal Association For Insurance Reform), explains some of the cost drivers driving up property insurance rates in Florida and what we can do about this crisis.

Paul Handerhan

Paul Handerhan

President, Federal Association For Insurance Reform

In this educational series, insurance reform expert Paul Handerhan, president of FAIR (Federal Association For Insurance Reform), explains some of the cost drivers driving up property insurance rates in Florida and what we can do about this crisis.

Part 01: Introduction

In this educational video, insurance reform expert Paul Handerhan explains some of the cost drivers driving up property insurance rates in Florida.

Part 02: Assignment of Benefits

Paul Handerhan from the Federal Association For Insurance Reform breaks down the Property Insurance Crisis in Florida. In this video, he explains “Assignment of Benefits,” a standard insurance term that has taken on a new meaning in today’s environment.

Part 03: Insolvency

In this educational video, insurance reform expert Paul Handerhan explains why so many property insurers are going insolvent in Florida and what the impact of these insolvencies is on consumers.

Part 04 – Citizens Property Insurance Corporation

In this educational video, insurance reform expert Paul Handerhan explains what is going on with Citizens Property Insurance Corporation and why having more than a million policyholders under Citizens may not be a great idea.

Part 05 – Solutions

In this educational video, insurance reform expert Paul Handerhan explains some of the short-term and long-term solutions the Florida Legislature can take to address the property insurance crisis in Florida.

Part 06: Depopulating Citizens Property Insurance

In this educational video, insurance reform expert Paul Handerhan explains why Citizens Property Insurance Corporation has so many policyholders, and why “depopulating” Citizens may be a good idea.

Part 07 – Regulating Hyper Solicitation

In this educational video, insurance reform expert Paul Handerhan explains the different approaches being discussed to crack down on hyper-solicitation, and why licensing requirements are important for the insurance industry and consumers alike.

Share Your Story

Do you have a story to tell about the property insurance crisis in Florida? Share your story with us. We work to expose stories of abuse and dishonest practices in the mortgage and property insurance industries. We share these stories with elected officials and with the media to raise awareness. Have a story you think should be told?